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The CMI is created from a monthly survey of U.S. credit and collections professionals. The survey asks participants to rate whether factors in their monthly business cycle—such as sales, new credit applications, accounts placed for collections, dollar amount beyond terms—are higher than, lower than, or same as the previous month. The results reflect the entire cycle of commercial business transactions, providing an accurate, predictive benchmarking tool.

CMI reports are released to the media the last business day of each month, as well as posted here. All credit and collections professionals in the 50 states and US territories are invited to take the survey each month. NACM membership is not required.

Current survey period:

All credit and collections professionals are invited to take the survey each month during the timeframes listed in the schedule. NACM membership is not required.

to receive monthly email reminders to take the survey.

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